FHLBank Topeka's mission is to partner with our members to make a difference in communities throughout Colorado, Kansas, Nebraska and Oklahoma. Here are some examples of our partnerships in action.
Affordable Housing Program Grant
Dora Guerrero’s leaky roof had controlled her life for many years.
“If we weren’t home and it started to get cloudy, we’d stop what we were doing to rush home to get our buckets in place,” said Guerrero. “We had leaks in every room and didn’t have the money to fix it.” Guerrero cares for her adult son, who is disabled, in the home she’s owned since 1985. Her resources are limited, and her roof wasn’t the only issue.
“Many of our windows were cracked. I covered them with plastic and blankets in the winter,” she explained. “We couldn’t afford to heat more than two rooms so were confined to a smaller space.”
Luckily, a friend told her about the Emporia Homeowner Repair Program, which is funded by a $100,000 Affordable Housing Program (AHP) grant through FHLBank member ESB Financial. Jeff Lynch, community development coordinator for the City of Emporia, administers the program. Twenty homeowners, like Guerrero, with incomes below 50% of the area median across Emporia benefit from the funding.
“We have almost completed the final project under the grant,” said Lynch. “Once the weather cooperates, we’ll complete a new roof for our 20th recipient.” Other repair projects have included projects such as replacing windows, furnaces or air conditioners, and repairing plumbing and electrical issues.
Many of the recipients are disabled or elderly. Each project is allocated $5,000. “Although this amount is usually sufficient, that isn’t the way life works sometimes,” said Lynch. “In those cases, we leverage local funds to fill the gap.”
In Guerrero’s case, she received a brand new roof and new windows. “I don’t have the words to express how grateful I am. I’m able to look out the window now, and don’t have to worry about my roof falling in.” she said. “The repairs are such a positive change for me and my son.”