Discounted Advance Programs
You can support housing and development in your community with below-market pricing and terms up to 30 years with our Community Development Program and Community Housing Program.
Resources
Community Development Program
The CDP helps you finance commercial, small business and other economic development loans at below market rates and various terms.
FHLBank Topeka’s Community Development Program (CDP) is a special advance program authorized by the Federal Housing Finance Agency's (FHFA) Community Investment Cash Advance regulations. The CDP provides wholesale loans (advances) priced below FHLBank’s regular advance rates to help members finance qualifying commercial loans, farm loans and community and economic development initiatives in the areas they serve. This favorable pricing, coupled with the availability of funds in terms of four months to 30 years, helps lenders extend long-term, fixed rate credit for community development. Comparable funding for owner-occupied and rental housing is available through FHLBank’s Community Housing Program (CHP) advances.
- Regular fixed rate advances
- Callable advances
- Amortizing fixed rate advances
- Adjustable rate advances
- Agricultural loans for operating, equipment, breeding stock, real estate or refinancing;
- Commercial and small business loans for real estate, equipment, rolling stock, or refinancing;
- Community loans for infrastructure, public facilities, or equipment;
- Nonprofit lending for churches, schools, daycares and museums; and
- Purchase of a participation interest in or actually participating in a loan consortium for CDP-eligible projects.
Community Housing Program
The CHP helps you finance owner-occupied and rental housing in your community at below market rates and various terms.
FHLBank Topeka's Community Housing Program (CHP) is a special advance program authorized by the Federal Housing Finance Agency’s (FHFA) Community Investment Cash Advance (CICA) regulations. The CHP provides wholesale loans (advances) priced below FHLBank’s regular advance rates to help finance owner-occupied and rental housing in their communities. This favorable pricing, coupled with the availability of funds in terms of four months to 30 years, helps lenders extend long-term, fixed rate credit for housing. Comparable funding for community and economic development loans is available through FHLBank's Community Development Program (CDP) advances.
- Regular fixed rate advances
- Callable advances
- Amortizing fixed rate advances
- Adjustable rate advances
- Single-family home loans
- One-to-four family rental properties
- Multifamily rental projects
Advances
A suite of fast and flexible products
Letters of Credit
The simple way to secure public unit deposits
MPF Program
Your competitive secondary market option
Native American Housing Initiatives Grants Program
Voluntary Grant Program
Affordable Housing Program
Grants to build communities
HSP
Down payment and closing assistance
Safekeeping
Easy to use with expert security
Deposits
An array of deposit services for business
